Are you required to carry motorcycle insurance in Florida?

Here’s piece of information that will likely amaze you: If you live in Florida and you drive a motorcycle, you may do so without needing to buy a motorcycle insurance. Florida Motorcycle laws are unlike the requirements in other states. Whilst vehicle drivers, or drivers of vehicles with four or more wheels are required by law to have personal injury protection (PIP) as part of the Florida no fault insurance provision, Florida Motorcycle Insurance guidelines depend upon the monetary answer-ability of the rider against liability. In short, Florida law doesn’t direct its motorcycle riders to possess insurance protection. However if they do not have insurance coverage, they will be held financially liable in the event of damage brought about right after an accident. This “loophole” places riders in danger in the event that a serious accident does occur.

For all intents and purposes, though elective, it is highly encouraged that motorcycle owners and drivers carry insurance and as a result carry a Florida Motorcycle Insurance.

Wakulla County Insurance Coverage, Florida